Will there be compensation for pensions? Pros and cons of a lump sum payment

Indexation of pensions in 2018 in Russia will be carried out in three stages:

The moratorium on indexation of pensions in 2018 will be maintained - that is, employed citizens who are already retired will be able to count only for recalculation from August 1 based on accrued pension points for the previous year. They will be able to receive all the indexation missed during the moratorium.

In addition to the indexation of pension payments, in 2018 there will also be changes in the basics of pension provision for Russian citizens, which will affect the conditions for retirement upon reaching retirement age and the formation of pension rights of working citizens. Another question that concerns pensioners in connection with the onset of the new year is whether there will be one (alas, but no - this time there will be no such payment).

Indexation of pensions in 2018

According to the provisions of Law No. 400-FZ of December 28, 2013, insurance (labor) pensions of citizens must be indexed annually from February 1 to the inflation level of the previous year, and if there are additional material capabilities Pension Fund indexation repeated on April 1. But the new year is traditional The procedure for indexing labor pensions will change: their increase will occur 1 month earlier - already.

Social pensions and other social payments made by the Pension Fund, will be promoted as usual to the actual level of price growth for 2017:

At the same time, an increase in insurance pensions. Let us recall that the indexation of pensions for working citizens was suspended in 2016 due to the difficult economic situation in the country. This freeze helped save the state 12 billion rubles. However, all missed indexations must be compensated to the citizen already.

Pension increase from January 1, 2018 (latest news)

In accordance with the law adopted by the State Duma on December 15, 2017 (introduced by the Government as) on changing the procedure for indexing insurance pensions in 2018 all types of pensions (old age, disability, survivors) should increase from January 1, 2018 by 3.7%. The previous procedure for increasing labor pensions is suspended until the beginning of 2019, and this increase does not apply to working pensioners (see the text of the law below).

It must be borne in mind that any insurance pension consists of two parts:

fixed payment(or FV) is a constant value guaranteed by the state (for all categories of recipients it is set in a fixed amount);
directly insurance part- this is an individual calculated value, which depends on the number of pension points earned during work.

January indexation will affect both parts of the pension as follows:

The fixed payment will be increased by 3.7% and will remain unchanged 4982 rubles 90 kopecks, its increase or decrease is legally established for certain categories of citizens by Law No. 400-FZ of December 28, 2013;
The insurance part of the pension directly depends on the points earned by the pensioner, the cost of which will increase from January 1 by 3.7% and amount to 81 ruble 49 kopecks.

In 2017, actual inflation in the country was recorded at no more than 3%. Consequently, the increase in pensions proposed by the Government by 1.037 times in 2018 formally covers the increase in consumer prices (although, of course, in its absolute value this increase will be very small - the increase will be even less than in previous years).

Increase in social payments to pensioners in 2018 from February 1

From February 1, 2018, there will also be an increase (indexation) of all social payments of the Pension Fund provided for various categories of citizens (disabled people, veterans, heroes of Russia, etc.). They are provided in the form of monthly cash payments (MCB), an integral part of which is also a set of social services (NSS).

In general, NSU consists of three parts (medicines, travel and sanatorium treatment) and is provided at the choice of the pensioner in one of two ways:

in kind (that is, directly by social services);
in monetary terms when refusing natural food.

The cost of a set of such services (each part separately) is determined by law and increases in direct proportion to the growth of the monthly payment (EDV) - i.e. by the same percentage. In 2018, this increase is planned at a level of less than 3%, so beneficiaries will hardly feel such an increase. The preliminary values of EDV and NSU in 2018 can be found in the table.

Thus, from February 1, 2018, it is planned to index social payments (including a set of social services) to the actual inflation level of last year. In the draft Government resolution, this value was fixed at 3.2%, but actual inflation will be less than 3%, so the size of the increase will be even smaller (the same applies).

Indexation of social pension in 2018 from April 1 by 4.1%

A social pension is a special type of pension, which is characterized by the pensioner’s lack of work experience for some reason. Such a pension is assigned in a fixed amount approved by law. And, as a rule, the size of social pensions is significantly lower than the calculated labor (insurance) pensions.

It should be noted that in the last two years there has been a decrease in the established growth rates of social pensions. So in April 2017, this type of pension was indexed by only 1.5%. In 2018, it is planned to reach the usual (pre-crisis) increase in the level of this type of pension provision - the projected growth of social pensions in April 2018 will be approximately 4.1%.

Unlike labor pensions, indexation of social pensions is tied to change in the cost of living of a pensioner for the previous year. Therefore, the amount of indexation of insurance and social pensions for the same year may differ (although in both cases it is associated with actual increase in consumer prices).

Thus, one of the positive changes in 2018 is a more noticeable increase in the cost of living (LS) in the country, including separately by region. At the same time, the established PM allows all non-working pensioners to receive additional payments (the so-called social supplements up to the subsistence level- federal and regional), if the size of their pensions is lower than the approved values.

According to the law, the level of a citizen’s pension should always be not lower than the subsistence level in the region, in which he lives (hence the seemingly strange statements of the Government that “There are no low-income pensioners in Russia”- they all receive pensions in combination with other social benefits in an amount not less than the monthly minimum wage.

Since 2010, pension applications have already included a section on receiving social benefits. If your pension was assigned before 2010, and you did not submit a separate application for an additional payment, and the amount of the pension is below the established subsistence level in the region, then you must independently contact the territorial bodies of the Pension Fund.

Pension increase in 2018 in Russia for working pensioners

The laws adopted in the State Duma do not provide for any changes for the working population receiving pensions for 2018. This means that working pensioners will continue to receive pension amounts without annual indexation.

Let us recall that the indexation of pensions was stopped in February 2016 for those citizens who continue to work, having exercised their right to pension provision. The Government’s plans included not indexing pensions for working Russians up to 2019.

This moratorium on pension indexation operates as follows:

Those citizens who retired before February 1, 2016 and retained their jobs will remain without an increase in their pensions from February 2016.
For citizens who became pensioners after February 1, 2016, when calculating the individual pension coefficient (IPC), all increases that took place on the date the right to a pension became available are taken into account.
If you continue to work and simultaneously receive a pension, all subsequent indexations from the date of employment will again not be applied.

Working pensioners have the right to increase their pension only through annual recalculation according to the employer. From August 1 of each year, the pensions of such citizens increase by the number of points taken into account in the previous year for the period of labor activity and payment of insurance contributions during this period. But no more than 3 points per year!

An example of how working pensioners will recalculate pension indexation in the Pension Fund

A woman born on May 1, 1962, retired in 2017 within the period established by law and continues to work. What indexations will be taken into account when determining the size of the pension? And from what time will the pension stop being indexed?

The calculation of the pension for this woman will be made on the date May 1, 2017. When calculating the IPC, all approved pension growth indices will be taken into account, starting from 2015 to 05/01/2017.

The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
The fixed payment included in the insurance pension will be taken into account taking into account indexation as of May 1, 2017 and is equal to 4805.11 rubles.

Further, subject to continued performance of paid work, all subsequent indexations of singing after appointment will be suspended. Those. the indexation carried out will no longer be applied to this woman’s pension. And this will continue until she quits her job or is fired by her employer.

Indexation of pension after dismissal of a working pensioner in 2018

In 2017, a law was adopted according to which the period for recalculating pensions after dismissal was changed. In 2018, working pensioners will be able to receive a pension with all missing indexes from the next month after dismissal. At the same time, the pensioner himself will not need to additionally apply to the Pension Fund, since this recalculation is entirely based on the monthly reporting of employers!

Previously, after leaving work, the pensioner received a recalculation of the pension received, taking into account all indexations in three months:

the first month is the submission of reports to employers to the Pension Fund about citizens working in the organization;
the second month - data on the fact of work was loaded into a single software package operating nationwide;
the third is the adoption by the territorial body of the Pension Fund of the Russian Federation of a decision on recalculation.

For citizens who stopped working in 2018, the period for calculating pensions is reduced, taking into account indexations missed during work. This will be possible after entry into force from January 1, 2018 federal law No. 134-FZ dated July 1, 2017.

However, the process of additional accrual of missed increases will be the same for technical reasons will also take several months. But after this, when paying an already recalculated pension after 3 months, an additional payment will be made for the entire period following dismissal.

This innovation applies only to those who have been laid off. after January 1, 2018. If a pensioner quit, for example, in December 2017, then the indexation of his pension will be carried out only from April 1, 2018 - without additional payment for the period from January to March (in other words, these months will be lost).

Latest news and latest changes in pensions

As has already become clear, the increase in pensions in the new year for most categories of pensioners (barely noticeable) or, as for the large category of working pensioners -. But in the new year demands will increase to already formed pension rights and the level of wages of Russian citizens for retirement:

No other significant changes are expected in the Russian pension system in 2018. In particular, the amount expected by many in the amount of 5,000 rubles will not be paid in 2018- this was a one-time, one-time additional payment that was due to all pensioners in January 2017 in return for the additional indexation required by law that was missed in 2016 (and there is simply no reason to pay it in 2018).

And one of the few truly good news for Russians is that no decision has yet been made on what is relevant for those who are still working or planning to retire (including men born in 1958 and women born in 1963).

Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

At the beginning of 2017, recipients of all types of pensions, regardless of the fact of work, received an additional payment in the amount of 5,000 rubles. This measure was necessary in the current economically unstable situation.

Against the backdrop of a high level of inflation and the impossibility of carrying out additional indexation of pensions, in 2016 a decision was made to make a one-time payment to citizens’ pensions (Law No. 385-FZ of November 22, 2016). Thus, the pensions of Russians were “conditionally re-indexed”, many of whom perceived this simply as a New Year’s gift.

Currently, according to the Government, the economic situation in the country is normalizing. Over the past 12 months, the increase in consumer prices (inflation) does not exceed 3%, and pensions in 2017 rose in total according to two indexations by 5.78%.

The upcoming indexation of 3.7%, planned for January 2018, exceeds the inflation rate for 2017. Therefore, no additional one-time payments (5 thousand rubles or any other) will be made besides!

Will there be an increase in the retirement age in 2018 (latest news)

In the last few years, the most discussed and acute issue for Russians is question of increasing the retirement age. In many other countries, including post-Soviet ones, corresponding decisions have already been made and are being implemented.

For example, from January 2017 in Belarus the retirement age will be increased annually by six months until women reach 58 years and men 63 years. In Kazakhstan, the same values apply - for women at 58 years old, for men at 63 years old.
In many developed countries, such as Germany, men become pensioners at 65 years old, and women at 60 years old.
In Ukraine, the Verkhovna Rada adopted a law on pension reform, which also included an increase in the current retirement age.

Now this issue has come to a head in Russia. According to the Government, it is primarily due to the fact that the working age in the country is increasing - i.e. About a third of Russians already stop working later than retirement.

However, due to the great unpopularity of this measure, the Russian Government has not yet made a final decision on extending the retirement age (although many consider this issue resolved and note that it will most likely begin to be implemented after the next presidential elections, which will be held in March 2018 - but for now these are just rumors).

How many points and work experience do you need to retire in 2018?

Since 2015, a point system for calculating labor (insurance) pensions for citizens has been in effect, in which insurance premiums paid to the Pension Fund by the employer for its employees are transferred from rubles to relative values (points). The amount of contributions taken into account for the year is correlated with the maximum accountable amount of contributions approved by the Government, which corresponds to 10 pension points(this is the maximum that can be received in one year).

But in order to obtain the right to retire in old age within the generally established time limits, it is necessary to comply three mandatory conditions:

reaching the age established by law;
availability of insurance (work) experience;
the presence of an established value of the individual pension coefficient (IPC) or, in other words, the size of pension points.

It should be noted that this only applies to old age pensions! Other types of pensions for compulsory pension insurance (disability, survivors) are appointed independently on the length of work (insurance) experience and the number of points received.

Since 2018, a mandatory condition for granting a pension upon reaching retirement age (currently 55 years for women and 60 years for men) is the availability of 9 years of experience and 13.8 points individual pension coefficient (IPC).

An example of calculating pension points from 2015 to 2018

For a man born in 1965, he has an official salary before income tax (NDFL) of 30,000 rubles (accordingly, annual earnings are 360,000 rubles). Let’s assume that this citizen’s salary has never increased since 2015. At the same time, deductions are not made for him to the funded part of the pension, since he was born before 1967. Thus, the employer pays insurance premiums for this man to an individual personal account in the amount of 16% of earnings before personal income tax - that is, 16% × 360,000 = 57,600 rubles per year. Let's calculate how many points this man has earned since 2015, when the new pension formula came into effect.

Every year the Government approves for these purposes the so-called salary cap, the amount of mandatory contributions from which to the Pension Fund of the Russian Federation to a citizen’s individual personal account is 16%. Thus, the maximum established salary in the country from 2015 to 2018 is the following values (see table below).

In 2018, the insurance base for contributions to the Pension Fund will be 1,021,000 rubles according to Government Decree No. 1378 dated November 15, 2017. Then the maximum amount of insurance premiums taken into account for the year, accepted for 10 points, will be 163,360 rubles (an increase of almost 17% compared to 2017).

Therefore, every ruble earned in 2018 will “depreciate” when transferred to pension points relative to 2017 by immediately 1 - (1 / 1.17) = 15%, and relative to the level of 2015 - by more than 30! Therefore, it is not enough to have only a constant high salary to form decent pension rights. So that their volume does not decrease from year to year, according to the new pension formula salary must grow by at least 10% per year(see table above).

Let's return to our example. To convert monthly earnings of 30,000 rubles into points, you need to correlate the salary data (taking 16% of annual earnings, which in the example under consideration will be 57,600 rubles per year) to the established limit values and multiply by 10:

57600 / 113760 × 10 = 5.06 points earned by a citizen in 2015;
57600 / 127360 × 10 = 4.52 points in 2016;
57600 / 140160 × 10 = 4.11 points in 2017;
57600 / 163360 × 10 = 3.53 points will be earned in 2018.

In 2017, Russian pensioners received five thousand rubles as a lump sum payment in addition to their pension in January. Then all pensioners, without exception, received the payment, no matter whether they were not working or working. Before the start of 2018 and even as it progressed, rumors about the same exact payment this year began to circulate on the Internet again. Will there be a lump sum payment for pensioners in 2018, when exactly and how much could its amount be? Let’s look into the rumors and information existing on the Internet.

Why was there a lump sum payment for pensioners in 2017?

The reason for paying all pensioners 5,000 rubles in January 2017 is the situation with pensions in 2016. Then, after the most difficult year for the economy in 2015, the budget continued to be in a fever, and the country’s government, especially its economic bloc, had to remember what it was like to create a deficit budget and look for ways to reduce its deficit.

Making ends meet in the economy was very poor, and almost all expenses had to be cut. In particular, we had to save even on such a seemingly inviolable item of treasury expenditure as pensions. It was then that pensions for working pensioners were frozen (they have not yet been unfrozen). And then, for the first time in many years, the government was unable to cope with the indexation of pensions according to all the rules.

The rule for indexing pensions in Russia states that once a year the amount of benefits must be revised at least by the percentage of inflation. If inflation in the previous year was 10%, then pension payments at the beginning of the year should be increased by the same 10% or more.

Pensions were always increased in February - after full statistics on the increase in the cost of living in the country in the year ended were received by the end of January.

In 2016, pensions were increased in February, but not enough. Annual inflation at the end of 2015 was almost 13%, and pensions were increased by only 4% in February 2016. There was simply no money for more. The country's pensioners have lost quite noticeably in their standard of living. Already poor elderly Russians could not afford even the small range of goods and services that were available to them quite recently.

A one-time payment for pensioners in January 2017 became compensation for the situation in 2016 and for the money lost at the end of the year due to an insufficient percentage increase in February. Five thousand rubles is not God knows what amount of money given the difficult year 2016, but it is definitely better than nothing.

The 2017 payment was exceptional and the government had no plans to repeat this practice.

Should we wait for a lump sum payment for pensioners in 2018?

There is no such payment and there will not be any. In the same year, 2017, after pensioners received such a payment, their pensions were increased by 5.8% (with 2016 inflation of 5.4%). An increase awaited them in 2018, when pensions were increased ahead of schedule by 3.7% in January, with inflation in 2017 at 2.5%.

There is no reason for a one-time payment, and even the Russian Pension Fund had to specifically declare this against the backdrop of rumors and outright fabrications.

Articles on some Internet sites regarding such payments still appear, their authors vaguely say that nothing is known about the payments yet, but it is very likely that by the end of the year pensioners will be given 10,000 rubles, etc. . The task of such sites is not to inform people, but to make money from advertising, attracting gullible users with loud headlines. If a website does not provide specific links to authoritative sources (for example, the Pension Fund of the Russian Federation), you should treat what is written on it with a healthy distrust. No matter how much pensioners would like to receive another lump sum payment in 2018, similar to last year.

Pensioners constitute a separate social group, which is currently the largest age category of the Russian population. The overall standard of living in the country largely depends on the well-being and financial condition of this group.

Unfortunately, pension payments do not change after each price increase and change in the ruble exchange rate. To resolve this imbalance, there is the practice of indexing pensions. But recently, this mechanism has been replaced by one-time cash payments - a special type of compensation that most pensioners received in 2017. Such a payment has become a significant help for many people, so the issue of such compensation as 2018 approaches becomes more and more relevant.

The EDV appeared due to the fact that the inflation rate over the past years has forced pension payments to be indexed several times. But due to the worsening budget deficit, this was not possible. Indexation was suspended, but to mitigate the situation, another mechanism for compensating pensions was proposed instead: one-time cash payments. The amount that was missing from the budget was able to be redirected from other reserves, which helped bring this measure to life.

In January 2017, all categories of pensioners who were legally entitled to them received EDV. The amount of compensation was not differentiated depending on the size of pension payments and was equal to 5,000 rubles. This approach is not beneficial for people who have increased pensions, since their indexation would significantly exceed this amount. But for holders of minimum pension payments, such an average approach is beneficial.

Working pensioners, who are not subject to indexation, are in a particularly advantageous position.

Who is eligible for one-time assistance?

If the pension compensation mechanism continues in 2018, then the categories eligible to receive additional payments will be:

pensioners who are on a well-deserved rest due to age or length of service;
working pensioners;
military pensioners;
disabled people of any age receiving monthly social benefits;
citizens who receive pension benefits due to the loss of a breadwinner.

Since military pensioners are not serviced by the Pension Fund, they were initially not included in the list of categories eligible for one-time compensation. But by special order of V.V. Putin, this group was added to the general list.

The only exceptions from the general list were citizens receiving pension payments from the Pension Fund of the Russian Federation, but officially residing outside the country, since internal inflation does not affect the amount of their pension benefit.

Will there be a payment in 2018?

The 2018 budget includes indexation of pensions for all categories of pensioners, which currently, according to experts, corresponds to 4%. In practice, it may turn out that this figure will be slightly higher, since the growth of the budget deficit does not stop.

In the event that widespread indexation cannot be carried out, the government may again introduce the practice of issuing one-time compensation. Such a step is very likely from the point of view that elections for the President of Russia are scheduled for early 2018, a huge part of the electorate of which are people of retirement age. Payments of compensation subsidies will help him strengthen his position during the election campaign. Such a measure will be no less useful for the new government, which will thus be able to prove its concern for the least protected segments of the population.

EDV size in 2018

Despite the fact that the amount that people with pension benefits did not receive during 2016 significantly exceeds 5,000 rubles, the issuance of a one-time compensation replacing this shortfall in 2017 was able to stem the wave of discontent. Pensioners reasoned that receiving such an amount would at least partially compensate for the lost share.

Judging by the latest news, the amount that can be issued in 2018 will not be more than 5,000 rubles, since there are no reserve funds for enhanced EDV in state funds. Therefore, most likely, the amount will remain the same as in 2017. Only if funding for internal projects is redirected from other purposes to compensate for pensions can the amount increase slightly. But this scenario is unlikely.

Deadlines for issuing compensation

The deadline for issuing money, which partially covers losses due to inflation, will be approximately issued in January 2018. There is information about the development of a probable schedule according to which payments will take place from January 9 (Tuesday) to January 27 (Saturday).

In the event that the recipient cannot appear for any reason within the specified time frame, he will be able to receive the accrued amount later without any problems.

How can I get

In order to receive 5,000 rubles, you will not need to submit applications or register, since assistance is assigned automatically from the databases of the Pension Fund and the Ministry of Defense about all categories that are entitled to compensation. Therefore, on the day the pension funds are transferred, 5,000 rubles will be added to the amount.

You can receive compensation in the following ways:

by mail at the place of registration or with home delivery;
for holders of pension bank cards, the procedure will be reduced to transferring the necessary funds to the account;
for citizens who have officially issued a power of attorney for third parties to receive pensions, there is no need to provide additional documents, since a valid power of attorney allows the specified person to receive these funds.

The method of receipt remains the same by which a person receives monthly pension payments as standard.

To summarize, we can conclude: despite the fact that the issuance of compensation to pensioners in 2018 has not been officially approved, most experts are inclined to believe that such a measure will be implemented by the government. This will help reduce tension among pensioners and at the same time help reduce the burden on the budget by saving money that would be spent on indexing pensions.

Video about possible compensation:

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2018 began with the indexation of pensions, but many pensioners are trying to figure out whether a lump sum payment will be paid this year.

Will there be a one-time payment of 5,000 rubles to pensioners in 2018: when, who is entitled to

In January 2017, Russian pensioners received a one-time payment of 5 thousand rubles. The government explained that this one-time payment is compensation for insufficient indexation of pensions in 2016. It was not possible to carry out indexation according to the inflation rate of 2015 in 2016. Initially, the possibility of indexing in two stages was considered. But there was no re-indexation in 2016, and all pensioners who were eligible for indexation were paid a one-time payment of 5 thousand rubles.

In 2018, no lump sum payment will be paid to Russian pensioners. Indexation of labor pensions was carried out in January. At the same time, the January indexation was carried out according to the forecast inflation level for 2017 at the level of 3.7%. As the government noted, the January indexation was 0.5% higher than the real inflation rate of the year preceding it.

After indexation, the average size of old-age insurance pensions increased from 13,657 rubles to 14,045 rubles. That is, the average increase will be about 400 rubles.

Indexation of social pensions is planned for April. 4 million people receive social pensions in Russia. These are mainly disabled people, war veterans, children left without a breadwinner in the family and other beneficiaries, as well as those who do not have the necessary work experience. At the moment, the average social pension is 8,742 rubles. Indexation of social pensions will be carried out at the level of 2.9%.

Considering that indexation in 2018 is not lower than the inflation rates of the previous year, the issue of one-time payments is not raised this time.

Indexation of pensions in 2018 in Russia will be carried out in three stages:

Already from January 1, the labor pension for non-working pensioners (for old age, disability and loss of a breadwinner) will increase by 3.7 percent. This indexing will be carried out one month earlier than usual, since the Government decided to index these types of pension payments above the inflation rate, which in 2017 was at a record low level (less than 3%).
From February 1, social payments paid by the Pension Fund independently or as a pension supplement (EDV, NSO) will be indexed as usual. In 2018, these payments will be indexed according to actual inflation for 2017(projected at less than 3%, so pensioners are unlikely to feel such an increase).
From April 1, social pensions paid to pensioners without work experience (including disabled children) will be indexed. This type of pension is assigned in a fixed amount and increases taking into account changes in the value over the past year pensioner's living wage. In 2018, the indexation of social pensions is planned at 4.1%.

The moratorium on indexation of pensions for working pensioners in 2018 will be maintained - that is, employed citizens who are already retired will be able to count only for recalculation from August 1 based on accrued pension points for the previous year. They will be able to receive all indexation missed during the moratorium only after dismissal.

In addition to the indexation of pension payments, in 2018 there will also be a number of changes in the basics of pension provision for Russian citizens, which will affect the conditions for retirement upon reaching retirement age and the formation of pension rights of working citizens. Another question that concerns pensioners in connection with the onset of the new year is whether pensioners will receive 5,000 rubles in January 2018 (alas, no - this time there will be no such payment).

Indexation of pensions in 2018

According to the provisions of Law No. 400-FZ of December 28, 2013, insurance (labor) pensions of citizens must be indexed annually from February 1 to the inflation level of the previous year, and if the Pension Fund has additional financial resources, indexation is carried out again on April 1. But the new year is traditional The procedure for indexing labor pensions will change: their increase will occur 1 month earlier - already from January 1, 2018.

This is because the increase is based on a higher percentage than recorded actual inflation, so there is no need to wait until February until Rosstat calculates inflation for 2017 (expected to be less than 3 percent).

Social pensions and other social payments made by the Pension Fund, will be promoted as usual to the actual level of price growth for 2017:

monthly social payments for pensions - from February 1, based on actual inflation for 2017 (less than 3 percent);
social pensions for disabled citizens - from April 1 in relation to the increase in the cost of living (approximately 4.1 percent).

At the same time, the increase in insurance pensions will not affect employed pensioners. Let us recall that the indexation of pensions for working citizens was suspended in 2016 due to the difficult economic situation in the country. This freeze helped save the state 12 billion rubles. However, all missed indexations must be compensated to the citizen the very next month after dismissal.

Pension increase from January 1, 2018 (latest news)

In accordance with the law adopted by the State Duma on December 15, 2017 (introduced by the Government as bill No. 274624-7) on changing the procedure for indexing insurance pensions in 2018 all types of pensions (old age, disability, survivors) should increase from January 1, 2018 by 3.7%. The previous procedure for increasing labor pensions is suspended until the beginning of 2019, and this increase does not apply to working pensioners (see the text of the law below).

It should be borne in mind that any insurance pension consists of two parts:

fixed payment(or FV) is a constant value guaranteed by the state (for all categories of recipients it is set in a fixed amount);
directly insurance part- this is an individual calculated value, which depends on the number of pension points earned during work.

January indexation will affect both parts of the pension as follows:

The fixed payment will be increased by 3.7% and will remain unchanged 4982 rubles 90 kopecks, its increase or decrease is legally established for certain categories of citizens by Law No. 400-FZ of December 28, 2013;
The insurance part of the pension directly depends on the points earned by the pensioner, the cost of which will increase from January 1 by 3.7% and amount to 81 ruble 49 kopecks.

Increase in social payments to pensioners in 2018 from February 1

In general, NSU consists of three parts (medicines, travel and sanatorium treatment) and is provided at the choice of the pensioner in one of two ways:

in kind (that is, directly by social services);
in monetary terms when refusing natural food.

Thus, from February 1, 2018, it is planned to index social payments (including a set of social services) to the actual inflation level of last year. In the draft Government resolution, this value was fixed at 3.2%, but actual inflation will be less than 3%, so the increase will be even smaller (the same applies to child benefits in 2018).

Indexation of social pension in 2018 from April 1 by 4.1%

It should be noted that in the last two years there has been a decrease in the established growth rates of social pensions, reports the C-ib portal. So in April 2017, this type of pension was indexed by only 1.5%. In 2018, it is planned to reach the usual (pre-crisis) increase in the level of this type of pension provision - the projected growth of social pensions in April 2018 will be approximately 4.1%.

Pension increase in 2018 in Russia for working pensioners

This moratorium on pension indexation operates as follows:

Those citizens who retired before February 1, 2016 and retained their jobs will remain without an increase in their pensions from February 2016.
For citizens who became pensioners after February 1, 2016, when calculating the individual pension coefficient (IPC), all increases that took place on the date the right to a pension became available are taken into account.
If you continue to work and simultaneously receive a pension, all subsequent indexations from the date of employment will again not be applied.

An example of how working pensioners will recalculate pension indexation in the Pension Fund

The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
The fixed payment included in the insurance pension will be taken into account taking into account indexation as of May 1, 2017 and is equal to 4805.11 rubles.

Further, subject to continued performance of paid work, all subsequent indexations of singing after appointment will be suspended. Those. the indexation carried out from January 1, 2018 at 3.7% will no longer be applied to this woman’s pension. And this will continue until she quits her job or is fired by her employer.

Indexation of pension after dismissal of a working pensioner in 2018

Previously, after leaving work, the pensioner received a recalculation of the pension received, taking into account all indexations in three months:

the first month is the submission of reports to employers to the Pension Fund about citizens working in the organization;
the second month - data on the fact of work was loaded into a single software package operating nationwide;
the third is the adoption by the territorial body of the Pension Fund of the Russian Federation of a decision on recalculation.

Latest news and latest changes in pensions

As has already become clear, the increase in pensions in the new year for most categories of pensioners will be very small (unnoticeable) or, as for a large category of working pensioners, there will be no increase at all. But in the new year demands will increase to already formed pension rights and the level of wages of Russian citizens for retirement:

To the planned values stipulated by law “About insurance pensions”, the minimum requirements required to retire from old age pension in 2018 will increase - now you will need to have at least 9 years of work experience And minimum 13.8 pension points.
Earn new pension points for the working population from 2018 will become much more difficult, since the maximum base for calculating insurance contributions to the Pension Fund in 2018 (on the basis of which points earned for the year are calculated) will be increased immediately by 16.55% - from 876 thousand rubles to 1 million 021 thousand. - according to Government Decree No. 1378 of November 15, 2017. And it’s unlikely that anyone in Russia now has a salary that is growing at the same rate (well, if it’s growing at all).

No other significant changes are expected in the Russian pension system in 2018. In particular, the expected one-time payment to pensioners in the amount of 5,000 rubles will not be paid in 2018- this was a one-time, one-time additional payment that was due to all pensioners in January 2017 in return for the additional indexation required by law that was missed in 2016 (and there is simply no reason to pay it in 2018).

And one of the few truly good news for Russians is that no decision has yet been made to increase the retirement age, which is important for those who are still working or planning to retire (including men born in 1958 and women born in 1963).

Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

The upcoming indexation of 3.7%, planned for January 2018, exceeds the inflation rate for 2017. Therefore, no additional one-time payments (5 thousand rubles or any other) in addition to the already included indexations will be made!

Will there be an increase in the retirement age in 2018 (latest news)

For example, from January 2017 in Belarus the retirement age will be increased annually by six months until women reach 58 years and men 63 years. In Kazakhstan, the same values apply - for women at 58 years old, for men at 63 years old.
In many developed countries, such as Germany, men become pensioners at 65 years old, and women at 60 years old.
In Ukraine, the Verkhovna Rada adopted a law on pension reform, which also included an increase in the current retirement age.

How many points and work experience do you need to retire in 2018?

But in order to obtain the right to retire in old age within the generally established time limits, it is necessary to comply three mandatory conditions:

reaching the age established by law;
availability of insurance (work) experience;
the presence of an established value of the individual pension coefficient (IPC) or, in other words, the size of pension points.

An example of calculating pension points from 2015 to 2018

In 2018, the insurance base for contributions to the Pension Fund will be 1,021,000 rubles in accordance with Government Decree No. 1378 dated November 15, 2017. Then the maximum amount of insurance contributions taken into account for the year, accepted for 10 points, will be 163,360 rubles (an increase relative to 2017 by almost 17 %).

57600 / 113760 × 10 = 5.06 points earned by a citizen in 2015;
57600 / 127360 × 10 = 4.52 points in 2016;
57600 / 140160 × 10 = 4.11 points in 2017;
57600 / 163360 × 10 = 3.53 points will be earned in 2018.

Thus, in just 4 years, while maintaining the same level of wages (in the example under consideration, this is 30 thousand rubles per month) the number of accrued pension points decreased by 30%(in this example - from 5.06 points in 2015 to 3.53 in 2018). Thus, the modern pension system contains a mechanism that leads to a decrease in the level of annually accumulated pension rights while maintaining the same salary!

Accordingly, in the example considered, since 2015, the citizen has earned 5.06 + 4.52 + 4.11 + 3.53 = 17.22 points. Moreover, if a citizen’s right to a pension arose in 2017, then all the points accrued to him must be multiplied by 78.58 rubles - this is the cost of the insurance point from April 1, 2017. And if the right to a pension arises in 2018, then from January 1 it will be necessary to multiply by 81.49 rubles.

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Social payments to pensioners will be changed in 2018. As reported last news, there will be an increase in pensions. This information was announced by the Pension Fund of the Russian Federation. Positive changes will affect several categories of recipients.

Indexation of social payments

Indexation of part of the pension is scheduled for February this year. The change in payment category will primarily affect beneficiaries. Every month they are entitled to a fixed amount. The amount of cash will increase by almost 3%. Social services will also be provided to pensioners. They include financial assistance for the purchase of medicines, travel on city and intercity transport, treatment in sanatoriums and resorts. The total amount for which social services can be purchased is about 1 thousand rubles.

Thus, elderly people usually spend about 800 rubles a month on medications. Travel costs them about 100 rubles, treatment in sanatorium-resort institutions also costs about 100 rubles.

Since inflation processes in the country are proceeding much faster than the increase in social payments, something additional may happen in the fall of this year. Pensioners are scheduled to receive a lump sum payment. Its size is still under discussion. The payment amount will be based on the average pension. It is multiplied by the increase factor.

Will the retirement age be increased in 2018?

Another issue that is being discussed at the level of the Government of the Russian Federation is increasing the retirement age in the country. This item on the agenda becomes especially acute due to the deteriorating economic situation in the country. Politicians cite the fact that, according to the Ministry of Economy, the budget does not have enough funds for regular social payments to older people.

The number of pensioners in Russia is increasing every year. This is due to low demographic indicators. An additional factor is that, according to the World Health Organization, in the Russian Federation, as throughout the world, life expectancy is increasing.

Raising the retirement age

This means that the number of elderly people is increasing as a percentage in relation to the number of working-age population. It is thanks to the taxes of citizens of the Russian Federation that the budget is formed.

For these and many other stated reasons, the increase in social benefits for older people in the Russian Federation will be insignificant at the moment. Pensions will increase by several percent over the course of the year. The first indexation may take place at the beginning of this year, the second will take place no earlier than in the fall.